What Workers Compensation Actually Does
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YouTubeTrailstone Insurance Group
What Workers Compensation Actually Does
Workers' compensation insurance is required for almost every business with employees, but many business owners never learn what actually drives their premium or how a single workplace injury can affect their costs for years. Trailstone Insurance Group is an independent insurance agency that works with more than 40 A-rated insurance carriers. We ...
13 views2 months ago
Workers' compensation Benefits
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EMR stands for Experience Modification Rate. It’s a number insurance companies use to measure how safe your company is compared to other companies in your industry. An EMR of 1.0 means you’re average. Below 1.0 means you’re safer than average (lower insurance premiums). Above 1.0 means you’ve had more injuries or claims than average (higher premiums). The more incidents, claims, and lost-time injuries a company has, the higher their EMR goes — and the more they pay for workers’ comp insurance. A
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