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The 4% rule was built around a 30-year retirement, and if you're retiring at 40, your money has to last a lot longer. A lot of early retirees plan around 3.25% to 3.5% instead, which means a bigger number. Healthcare is the other big one. If you retire before 65, you have to figure out your own health insurance, and that cost needs to be in your yearly expenses before you multiply by 25. This is also where Barista FIRE shines, since a part-time job can cover insurance and shrink your number at t
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POV: You Retired in The Philippines 🇵🇭 Why retire in a developing country? Here are 5 reasons 👇 📈 Your pension or savings go much further 🗣️ English is spoken almost everywhere 🏥 Modern private hospitals at a fraction of Western costs 🌴 City, beach, or quiet province life: Manila, Cebu, Bohol, Dumaguete, Clark, Batangas ❤️ Home and family for OFWs, and warm weather and warm people for expats Would you retire here? Tell me below 👇 #RetireInThePhilippines #PhilippinesRetirement #ExpatLife
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