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  1. Home | MISMO

    Our vision is to standardize how the mortgage industry communicates. Use of MISMO's standards has been found to lower per loan costs, improve margins, reduce errors and speed up the loan process.

  2. Standards & Resources - MISMO

    MISMO has residential mortgage, commercial mortgage and eMortgage/digital standards available along with a wide variety of additional guides, tools and other resources to support and accelerate …

  3. Digital Mortgage Resource Center - MISMO

    The Digital Mortgage Resource Center is a MISMO resource compiled to house digital initiatives in the mortgage industry.

  4. About MISMO

    MISMO® is the standards development body for the mortgage industry. MISMO developed a common language for exchanging information for the mortgage finance industry.

  5. MISMO Reference Model

    The MISMO Reference Model is the foundation for most MISMO standards and for many MISMO-based proprietary products such as the GSEs' Uniform Mortgage Data Program (UMDP®) exchanges.

  6. MISMO Publishes Enhanced Reference Models

    May 27, 2025 · MISMO’s work to solve key business challenges is made possible by its members, champions, sponsors, and lender support through the Innovation Investment Fee. Visit MISMO.org to …

  7. MISMO FAQs

    What is MISMO? MISMO ® is the standards development body for the mortgage industry. Through broad industry collaboration, MISMO creates standards that support solutions to the industry's …

  8. Residential - MISMO

    MISMO residential standards and resources include: The Residential Reference Model is the foundation for most MISMO standards and for many MISMO-based proprietary products such as the GSEs' …

  9. Events & Education - MISMO

    4 days ago · MISMO is the central point for collaboration among lenders, servicers, regulators, insuring and guaranteeing agencies, GSEs and technology providers. Our events, educational offerings and …

  10. Get Involved - MISMO

    MISMO offers training in a variety of formats and content so that you can gain the knowledge you need to effectively leverage the standards to resolve business issues and improve efficiencies.