While cost-effective borrowing options are still scarce – it will take time for these developments to reverberate through the wider rate climate – there are still some that make sense now.

Joint borrowing is a financial arrangement where two or more individuals come together to secure a loan or take out a credit card, thereby sharing the responsibility of repaying the debt.

If you’re considering borrowing from your life insurance policy, you first must have a permanent insurance policy, as term policies do not have a cash value component. If you have a permanent ...

Some lenders cater to applicants with lower credit scores in the poor range (below 580) to help them borrow money for emergency expenses, medical bills, debt consolidation and other financing needs.

While many people find the idea of debt to be daunting, there are still some advantages to borrowing money. For one, it can help you get closer to your financial and life goals. Let's say you want ...

If you have permanent or whole life insurance, you may be able to borrow against the cash value of your policy. Saad Imran is a personal finance writer with expertise in insurance, loans ...

You may be able to borrow up to 80% of the equity you own Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing ...

Before Jon McNeill was CEO at VC firm DVx Ventures, he was the president of Tesla and chief operating officer at Lyft. He helped Tesla grow its revenue run rate from $2 billion to $20 billion in ...

The rising cost of public services and benefits pushed government borrowing to higher levels than expected in July, official figures show. Borrowing, the difference between spending and tax income ...

Loan apps are easier to obtain than personal loans and safer than payday loans. They may be particularly helpful if you have less-than-stellar credit (most lenders won’t check your credit) or ...

In a regulatory filing early Tuesday, the company announced plans to borrow $10 billion from a consortium of banks. It also separately announced plans to raise $25 billion by selling stock and debt.