But here at ESPN bowl prediction headquarters in downtown Indianapolis, we're not afraid of any circumstances. So let's get to the picks, from campus CFP sites through traditional bowls and all the way to the national title game on Jan. 20 in Atlanta.

P.J. Fleck hasn’t lost a bowl game in five trips with the Gophers, but their past four bowl wins have been decided by an average of fewer than nine points. This season, six of their past eight games were decided by single digits. The Hokies haven’t lost a game by more than 10 points this season.