For 2025, you can defer up to $23,500 into your 401(k), and workers age 50 and older can make an extra $7,500 in catch-up contributions. Starting this year, workers age 60 to 63 can make "super ...

Typically, 401(k) catch-up contributions, which apply to workers age 50 and older, can be traditional pretax or after tax Roth, depending on what 401(k) plans allow. But starting in 2026, 401(k) catch ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Designed to bolster retirement savings, catch-up ...

As of 2026, several changes to 401(k) policies will take effect. The most significant change affects catch-up contributions, which many workers over age 50 use to increase their retirement plan ...

The IRS has finally issued final regulations on those SECURE 2.0 Act provisions relating to catch-up contributions. Depending on your income, those may be treated as Roth catch-up contributions.

When it comes to retirement planning, predictability is the dream, but change is the reality. For high earners in particular, 2026 will bring a major change to saving practices. As a result of the ...