Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

An increasing number of Americans are seeing their rent payments reported to credit bureaus — but experts are divided on ...

California prohibits the use of credit history to reject applicants with housing assistance without considering pay stubs and other alternatives.

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home or car loans, and unsecured credit, such as credit cards and personal ...

Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.

An increasing number of Americans are seeing their rent payments reported to credit bureaus — but experts are divided on ...