If your roof is damaged in a fire or a hail storm shatters windows in your home, your homeowners insurance will likely help you pay for the damage. But your payout would vary significantly depending ...

Mercury Insurance explains why what your home is worth and what it costs to rebuild it can be two very different numbers "Market value and replacement cost measure two very different things," said ...

What is the difference between replacement cost and actual cash value in homeowners insurance? That question is answered in a ...

When a storm, fire, or burst pipe wrecks your home, the most important line in your policy is not the deductible, it is whether your payout is based on replacement cost or actual cash value. That ...

Property insurance groups on Wednesday applauded a decision by Fannie Mae and Freddie Mac to hold off on an apparent plan to scrutinize mortgages on homes that don’t carry full replacement-value ...

Gov. Gavin Newsom just signed a law that gives people an important new option when they sign up for home insurance.

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