CHICAGO (WLS) -- Credit card interest rates are near record highs and now a new Bankrate survey finds nearly one in four Americans with credit card debt believe they'll never pay it off. And about 45 ...

Understand common debt repayment strategies you can use to pay off your balances and learn strategies for preventing further debt Many consumers carry higher credit card balances than ever, with ...

Get a handle on your credit card debt. Sign up for Life Kit's month-long email series and get expert strategies to save money ...

I need some advice on paying down credit card debt. I have two credit cards open right now, one with a 25.5% annual percentage rate and the other with 29.9% APR. I ran into a financial situation where ...

The debt snowball method is one empowering strategy. You pay off credit balances from the smallest to the largest, which gives some quick signs of progress. Don’t close cards as you zero out the ...

If you miss one payment, the credit card company usually gives you notice and a grace period to take action. But if you fail ...

Using a tax refund to pay down high-interest credit card debt can save you money and improve your credit. Making a plan for all of your cash windfalls, including tax refunds, can help you maximize ...

Whenever you have a credit card in your name, it instantly starts an internal conversation with yourself about how much and how frequently you can pay things off. Plenty of credible arguments favor ...

Home equity loans and home equity lines of credit (HELOCs) have lower interest rates than credit cards. That can lead some homeowners to use them to pay down large credit card bills. But this method ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Paying off your credit cards right away can help you ...