Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.32%. The Federal Reserve also tracks U.S. consumers' average credit card interest ...

With credit card interest rates near record highs, you might feel like it’s impossible to pay down your debt. In early 2025, ...

If you have the credit to qualify and you can pay off the balance, an intro APR can save you hundreds of dollars or more.

The plan would see rates temporarily capped at 10 percent, a proposal that has received broad backing from U.S. voters.

A credit card with a long 0% intro APR period can be an excellent tool for managing purchases without incurring interest ...

Can you deduct credit card interest for business? If you run a business and carry a balance on your credit card, here's something worth knowing. The interest you're paying might actually reduce your ...

Credit card rates are near all-time highs – this one move could save you thousands - ‘Debt causes significant psychological ...

Managing credit card interest can feel overwhelming—especially if you’re new to using credit. To help break things down, Studio 512 spoke with Pamela Cotton, VP of Member Services at ...

Erin is a former writer and assigning editor on the NerdWallet Content team who now heads NerdWallet's travel business. She's a credit card and travel rewards expert at NerdWallet, based in Baltimore, ...

The average credit card interest rate is 20.97% APR as of November 2025, per Federal Reserve data. See how rates are set and what they mean for carrying a balance.