Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

California prohibits the use of credit history to reject applicants with housing assistance without considering pay stubs and other alternatives.

Keeping a credit card open for a decade or longer quietly reshapes your credit profile, your day to day money habits, and ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

BAKERSFIELD, Calif. (KERO) — Starting April 1st, landlords with units above 16 must allow tenants to report positive rental payments to credit bureaus. This law aims to help tenants, especially those ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home or car loans, and unsecured credit, such as credit cards and personal ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Brex reports on applying for a business credit card, highlighting benefits like expense management, credit building, and ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.