“It’s a good thing that more people’s rent payments are getting reported to credit bureaus, because it can really help people ...

Many Americans start their credit journey with no credit history, which can feel intimidating and confusing. About 7 million ...

The Atlas Credit Card, issued by Patriot Bank, is a legitimate credit card geared toward credit-invisible consumers since ...

Reps. Young Kim and Janelle Bynum introduced the Credit Access and Inclusion Act to expand what counts as credit history.

Paying rent, much like a mortgage, can often be a person’s biggest monthly expense. Yet, there hasn’t historically been a way for renters to get credit.

The 30-year fixed rate, low-down-payment mortgage pays down too slowly for those with weak credit and volatile incomes.

Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt.

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

Understand the credit score effect of delayed payments. Your credit score is your creditworthiness and repayment history. The ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

When it comes to managing personal finance, many people believe that closing unused credit cards can simplify life and reduce ...